body {
font-family: Arial, Helvetica, sans-serif; 
font-size: 10pt; color: #000000; 
  margin-bottom: 0px;
 margin-left: 0px;
 margin-right: 0px;
 margin-top: 0px;
  background-color: #DAD5CB;
scrollbar-track-color: #000000;
 scrollbar-face-color: #990000;
 scrollbar-arrow-color: White;
 scrollbar-base-color: Black;
}

p.smallwhitetext { font-family: Arial, Helvetica, sans-serif;  font-size: 8pt;  font-weight: bold;  color: White;    }

p {  font-family: Arial, Helvetica, sans-serif; font-size: 10pt; color: #000000}
h1 {  font-family: "Times New Roman", Times, serif; color: #990000;
}
h2 {  font-family: "Times New Roman", Times, serif; color: #990000;
}
h3 {  font-family: "Times New Roman", Times, serif; color: #990000;
}
h4 {  font-family: "Times New Roman", Times, serif; color: #990000;
}
a:visited {  font-family: Arial, Helvetica, sans-serif; font-weight: bold; color: #990000;
}
a:link {  font-family: Arial, Helvetica, sans-serif; font-weight: bold; color: #990000;
}
a:hover {  font-family: Arial, Helvetica, sans-serif; font-weight: bold; color: #990000; text-decoration: underline;   }
a:active {  font-family: Arial, Helvetica, sans-serif; font-weight: bold; color: #CC0000;
}
li {  font-family: Arial, Helvetica, sans-serif; font-size: 10pt; color: #000000;  list-style-image: url(images/dot.gif); }
.smalltext {  font-family: Arial, Helvetica, sans-serif; font-size: 8pt; font-weight: bold}
.whitetext {  color: #FFFFFF; font-weight: bold}